Bike Finance

Not all are born lucky, if there is one who could afford changing bike once a year, or who looks forward to buying a super bike, there are many millions who cannot even afford a bike and a many millions who will pool up several sources to buy one bike for their life. For them motorbikes maybe a dream hard to realize as they believe that these are quite expensive to purchase from their own pockets. It is here that bike finance comes in as a savior. If you consider bike finance as an unavoidable circumstance, rethink, because it's a blessing, provided you know some tips.

Yes, as you approach a lender to take a bike loan, be wise enough and be well informed so you do not get into a vicious cycle of payment and over payment but can repay just on time.

Bike finances have been made much easier lately, and there are mushrooming of finance companies that display best of bike finance options for anyone. Depending upon your requirements you can get secured or unsecured loans for your bike purchase.



So, if you are having a secured asset and you are taking the loan against your valued property, the greatest advantage is that you can get the loan at a lower interest rate and that helps in paying out lowered monthly loan installment. Again, in case of secured bike loans, even with low credit score and history of late payments and defaults, you can get bike finance at a low interest rate.

However, in case of unsecured loan the little disadvantage is that you need to go for the option of higher interest rate. So, if you have an asset to pledge with the lender procuring a secured loan would be the better option.

There is other option wherein if you can arrange for a higher amount of down payment, then the lender's risk is cut to a great deal extent and finance options can be processed much easily and quickly.

If you are thinking of taking a bike loan, make sure that you have checked your credit report thoroughly and see that there are no unwarranted mistakes into it as it may reflect in poor credit score. In case there is time and chance repair and fix poor credit score because credit scores play a very important role to secure bike finance schemes at lower interest rate.

Compare the interest rates from several options. Make some online comparison of quotes and then get into the deal.

There is no rocket science or no mind boggling math involved to get a good loan deal from a lender; just a little for research, preparation and acquiring the right information, you can strike a steal of a deal.


Calculate EMI for Motorcycles



Written by .
Last updated on 10-07-2012. Published on 04-06-2009.
Published by Bikes4Sale in category Tips
Rate this Tip :
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Latest Comments

2nd hand Bullet........ i will purchase
By on 04-08-2010
muje bike lene hai without gear wali , secnd hand lu ya naye ,,,
By on 10-09-2010
give me the total details of bike finance.......i'm a BBA student
By on 12-10-2010
Bhaisaab kyun baaton mein ghuma diya ...koi detail to de dete....is pooray article ko dekh ke koi fayda ni hua...
By on 03-05-2011
i want a bike but i have no money but mai stalment pr le sakta hu plz reply
By on 30-06-2011
mere ko yamaha yzf-r15 lena hai kiya lone me mil sakta he me har month 2000 desakta hun ,daun pay -20.000 kara sakta hun ,pliese reply
By on 01-08-2011
hi
By on 09-08-2011
i need a bike in fainance because i can pay easy instlments
By on 24-09-2011
i want to buy honda stunner with finance pls tell me about finance status by email..
thank you
By on 02-10-2011
I want to buy abike in finance please hele me.
By on 14-10-2011
I want pulsar 220 for finance
By on 15-10-2011
i planned to buy balaj pulsar 135ls by loan ..please provide me information how much is first installment and monthly how much ..i want plan for 2years ...awaiting for reply
By on 24-11-2011
i planned to buy second hand yamaha fz16 bike trough finance. please provide me information how much is first instalment and minthly how much.
By on 06-12-2011
MAI 15000 KI DOWN PAYMENT PAR HONDA STUNNER LENA CHAHTA HNU. EMI PER MONTH KITNI PADEGI.
By on 20-12-2011
I wana buy a R15 II on installment.
I can pay 30000 DP
My monthly salary is 40000 PM
Pls let me know if any bank or Pvt finance can help me out
By on 21-12-2011
I wana buy a R15 II on installment.
I can pay 30000 DP
My monthly salary is 40000 PM
Pls let me know if any bank or Pvt finance can help me out

8600-56-3949
By on 21-12-2011
i want a bajaj pulsur 220 for finance,plz guide me for 8984558721
By on 23-12-2011
I want to purchase a new bike. I can pay 15000 & E.M.I. What is process of 0% Finance scheme we can use.
By on 26-12-2011
i want 2 buy honda cbr 250cc in isntalment process plz cntct me & rply me
By on 28-12-2011
I am buying Bajaj Avenger 220 CC.
I am in need of finance.
my contact details are 9311626719, vit06mca@gmail.com

Thanks,
Varun Mishra
Gurgaon
By on 16-01-2012
Want to buy a new pulsar bike in finance. What is the interest ?pls cal in 9994543114
By on 23-01-2012
i want to buy a fz
By on 31-01-2012
i want to buy a fz bike in installment basis.
By on 31-01-2012
i wnt to buy pulsar 150.and down 30000rs i can pay.tel how much mnthly amnt i need to py
By on 04-02-2012
Hi divya dis z Harsha!!u wana buy a fz? Cal me @09766662967
By on 09-02-2012
Cal me @ 09766662967
By on 09-02-2012
i want buy r15 bike but i have only 70000 rs how we buy bike by stalment
By on 17-02-2012
I want 2 buy yamaha yzf R15 tell me lowest downpayment and monthly emi basis
By on 27-02-2012
I want buy a pulsar 125 cc bike new in installment basic plz tell me +91 7838306573
By on 10-03-2012
I want 2 buy yamaha Gladiator ss. tell me lowest downpayment and monthly emi basis.
By on 01-04-2012
Hi . sir .. mujhe R15 yamaha leni hain, pls detail call me,
By on 25-04-2012
Hi sir .. mujhe R15 bike leni hain , Down payment kya hogi aur emi kitni banegi, pls call me :- 9811425471
By on 25-04-2012
hi
this is kanhaiya and i own use bike(kapashera) in delhi if any body want to sale him bike than i have to pay in 6 stallmeant , frist time ill pay 20% as per the bike rate , my mobile no. is 9873661919, or emailid ( rockkanhaiya@gmail.com)

please replay me
regards

kumar kanhaiya
By on 03-05-2012
i want to purchase a bike , but i have no money but i pay 10000 dp and want to easy installmenant.. plz reply me...7428509991
By on 14-05-2012
i want to buy used R15 bike in instalment with low rate of interest,i dnt hav money for down payment,bt i vl pay the cash in instalment,,,,ds z my contact number:::9885545719.....
By on 30-05-2012
Same prblm yaar
By on 29-06-2012
i want to buy pulsar 220f in down payment pleas give me ditels
By on 23-07-2012
Dear Sir
I want to purchase a Pulser 150 dtsi two wheelar bike on Bajaj finance. So please provide me a bajaj finance new scheme with Intrest rate on my mail ID as soon as possible. In pune.
By on 25-08-2012
hiii...i wanna buy a honda unicorn and monthly income is 15000...so wat would be the approximate downpaymnt wich i can do...or the downpaymnt depends on me...
By on 28-08-2012
reply fast...n the on road price of unicorn is 71000...so how much should i pay as a downpaymnt accordng to you...
By on 28-08-2012
muje ek new TVS apache RTR 180 ABS bike lene hay finance mey so plz contact me 08884985615
By on 03-09-2012
Mere pass december 2012 ki khareedi hui pulsar 220 fi hai instalments par,58 instalments baki hai or mujhe ye bike benchni hai,mujhe r15 khareedni hai,iske liye mai 30000 thousand dp pay kar sakta hu or per month 3000rs ki installment bhar sakta hu.i will sell my 220 in cash in 70000,If possible plz contact 09074867625
By on 04-09-2012
Hi sir muje r15 lena ha oske down payment ketne pdage call me-09086162339
By on 13-11-2012
sir i want to buy a used bike but i dnt have money for downpayment but easily pay installment pls contact me 7696433169
By on 21-11-2012
i want a downpayment avenger 220
By on 16-12-2012
Mein bike lena chahta hu plz finance details btaeye.
By on 28-01-2013
Hi.. My self want a discover on low dp..
Contact me 9739741944
i have accounts in all banks
By on 17-03-2013
helo,main stunner bike chaHTA HU 10000 dp pr.my no.9125822391
By on 07-04-2013
sir i want to purchase discover 125st...so please tell me about its downpayment , instalment and full detailed information about its procedure my mobile no +919026631347
By on 01-05-2013
i want buy a new Honda shine ....
i can deposit 20000 , i want easy settelment...
i am from kakatpur, puri ,odisha..
please replay
By on 26-05-2013
i am planning to buy Yamaha SZ-R on instalment basis. i can pay Rs.15000 as down payment. how much will be payable as EMI? and for how Many months shall i pay. please tell me the interest rate if anyone knows it.. i dont have much information on this. please help me..
By on 10-06-2013
i want cb unicorn with dwn payment 10000.. plz suggest me
By on 22-06-2013
i am from jammu city and i wanna bike on finance pls help me out its possible second hand bike could be finance its good for me thanks.i
By on 25-06-2013
I want new bike in finance
By on 30-06-2013
I want to buy honda activa & I m a student of 11th class. how much downpayment I hv to pay.......plzz mail me.
By on 04-07-2013
I want new bike in finance
By on 28-08-2013
kitay may nikal na hai bhai my number 8801385279
By on 13-09-2013
Sir mujhe honda125leni hai instal ment pe dn 20000 karunga instalment per month 2000 ki honi chahiye my contact no-9097407169
By on 04-10-2013
I want to buy secondhand bullet in easy installment plz call me@9932952229
By on 18-10-2013
I want to 2nd hand bike on finance. i can pay cash Rs. 12000. and rest amount will pay thru finance. average amount Rs. 32000/- please revert asap.

Cell - 8527002867
By on 09-11-2013
I want to by pulsar 220 down payment 15000 emi i well pay monthly 3000
By on 13-11-2013
I want to by pulsar 220 down payment 15000 monthly emi 4000 plz contac me 9962608993
By on 13-11-2013
mujhe pulsar 220 leni hai I am a student of 12th class so mujhe subah school jaana hota hai phir uske baad 2 tutions isliye 0% interest par mujhe student loan par bike chahiye low rate par plzz...jab kaam ho jaayega toh bike mere ghar par pahuncha dena...address shakti nagar near dewan devi public hr.sec school...and call me 9018969298
By on 21-01-2014
I want karizma R @ rs.20000downpayment remaining@ EMI 4000/MONTH
By on 11-02-2014
I want to buy maestro in instalment...
I can pay 3000/month...
By on 08-03-2014
at down payment 20000
By on 08-03-2014
Mujhe bullet lenin hai finance par pls contact me for detail my 9650544320
By on 09-03-2014
Hi sir, i want to purchase royal enfield second hand in less installment i can do 15000 downpayment is it possible to get royal enfield.....
By on 02-04-2014
finance down payment 5000 month 2000
By on 28-05-2014
I arjent fzs latest addition I give u 30,000 down payment and 4000 per month please reply...
By on 01-07-2014
I want to buy pulsar 150 cc and down 35,000rs I can pay in installment,tell me what the monthly amount I need to pay....
By on 10-07-2014
Mujhey scoty activa leny h with out down payment k
Is it possible or minimum downpayment kitna karna padega .
By on 15-07-2014
Mujhe platina 100 lena h downpayment par main downpayment 4000 rs. Phle de skta hu nd baaki finance par krvana h mujhe...
Kitne rs. Interest hoga
By on 20-07-2014
Muje apni honda stunner cbf jo ki abhi clear nahi hui hai uski 23kist baki only downpaymet 13000mai sell karni haihai 2014 model hai please tell me
By on 21-07-2014
Honda CB Twister Ki EMI Down Payment Cash Aur Per Month Kya Hai . Please Reply Call 8560013642
By on 29-07-2014
mujhe bike lena hai 1lakh 30 thousand k to uska process kya hoga.
By on 30-07-2014
my mob 9801295188
By on 30-07-2014
i want avenger ....i can pay 4000 monthly...is it possible to get??
By on 18-08-2014
hii.any budy listen me mujhe r15 leni h pls call me 9639178056
By on 20-08-2014
I want a yamaha fz s by lone i like to give 10000 in first time and the remining rs will give monthly 2000 is it posable
By on 15-09-2014
I want to buy Duke 220 what is the minimum down payment '8447143789
By on 18-09-2014
i need to buy pulsar 200 ns in emi basis if it is call up 8867337553
By on 25-09-2014
I planned to buy bajaj Boxer
by loan..please provide me
information how much is first
installment with 0% finance... I
awaiting for reply.my no.9438488688
By on 17-10-2014
R15v2 Lena he mujhe Leon milega kya
By on 28-01-2015
R15v2 lena piz cont... finace ki pull finace chalega amar bhati mo.9753191781
By on 28-01-2015
Cbr250 full finace
By on 28-01-2015
I want to buy r15... In 40000 down-payment...Plz reply..and I'm Montly installments pay 4000 in a month... My contact no..8527161408..in faridabad
By on 05-02-2015
I want to by a new or used bike in finance. Bt without down payment. What i will do . Replay me.....
By on 07-03-2015
Mujhe new fz s bike lene ki hai
mujhe milegi kya down payments 5000
mai please comments fast
By on 18-03-2015
sir mujhe palsur 135 bike leni hai mein starting mein Rs.25000 pay kar sakta hu.....mujhe kitni % par bike milegi...
my contact no. is 7078376820.....
or email is shivsoni811@gmail.com...
plzzz send me msg now waiting.....
By on 17-04-2015
I want pulsar 220 or karizma zmr on finance. But I can't pay down payment.My net annual income =4lakh.Adress =Assam tezpur
By on 30-04-2015
I want pulsar 220 or karizma zmr on finance.
But I can't pay down payment.My net annual
income =4lakh.Adress =Assam tezpur
mob=+918404010350
By on 30-04-2015
I want to buy aa apache on downpayment
By on 06-05-2015
I want to buy a bullet 350 on emi basis..... pls send the downpayment and details
By on 12-05-2015
need 220 at 0 downpayment but can pay any installments.. can any1 guide me? contact me on whats app.. 9112030509
By on 31-05-2015
i want a used bike in installments...
By on 03-06-2015
sir mujhe yamaha r15 bike leni hai mein starting mein
Rs.25000 pay kar sakta hu.....mujhe kitni % par bike
milegi...
my contact no. is 7597255804
or email is ashish1994meena@gmail.com
plzzz send me msg now waiting.....
sir plzz very urgent ....
By on 09-06-2015
I want second hand bullet..10000 downpayment
By on 10-06-2015
I want used Enfield low downnpayments installment
By on 10-06-2015
I want u pulser 150cc...starting down payments 15000....plzzz tell me montly payment...
By on 27-06-2015
My nmbr 7023323331 m waiting just fast reply sir
By on 27-06-2015
Sir I have used r15 bike finc please contact me 9599878005
By on 29-06-2015
What was % of money on downpayment if u buy ktm duke 125
By on 23-07-2015
Mujhe apache bike chahiye second hand monthly installment Gurgaon mein low down payment or pls help me mera no7838775850
By on 09-08-2015
mujha splander peo new bike loan pa lana hai plise halp me 8877951658
By on 16-08-2015
I want Yamaha fazer red bike I want installment
By on 03-09-2015
Muze pulsare 150 lane ha to ma 15000 duga to chale ga ky
By on 30-09-2015
My mobile no 8857897506
By on 30-09-2015
Meko suzuki gixxer sf lena abhi mai downpayent 30000 Tak de sakta hun or mo
nthly 22-2300 De sakta
By on 02-10-2015
My number is 8804686078
By on 02-10-2015
I want to buy r15.v2 ,.....I will give 20000 cash and rest money every , month
By on 19-10-2015
I want urgently r15 ...
My downpayment 20000
Phone no.9818466639
Sir please reply me fast ....
By on 19-10-2015
i want urgently 150 pulsar,,, down payment 30000 thousand only. phone no. 9954237091
By on 29-10-2015
Mujhe bhi ek bike leni hai finance pe met a number hai 9930213687
By on 08-11-2015
Mujhe bhi ek bike leni hai hero slender pro kitna finance me Paisa lagega mere pas abhi 20000 hai mil jayega Kya bike mera number 9930213687
By on 08-11-2015
Sir I want Bajaj avg 200
By on 15-11-2015
Sir I want Bajaj avenger200
By on 15-11-2015
MUJHE CBF STUNER CHAIYE AUR MERA DOWN PAYMENT 20000 HOGA MUJHE MILEGA
By on 25-11-2015
I want to buy a 150cc cc bike with lowest down payment. I will be able to pay up to 5000rs per month as installment. Please guide me urgently
By on 03-12-2015
muze 2nd hand pulser150 lena h down payment 5000/- abhi kr skta hu uske bad monthly intallment 1500/- plzz jldi btaonge urg my mob no. 9168507101
By on 04-12-2015
Mujhe bi bhai same problem please reply fast
By on 06-12-2015
Hii...I wnt fz bike second handle with finance...plss contact me 7730880085
By on 20-01-2016
I want fz bike with finance..plss contact me 7730880085
By on 20-01-2016
kya hua sir aap to sirf lambi baat kare diye jam 0 hum ve bike lene h plz rep me
By on 02-05-2016
Hello i m working with Hero moto corp gurgaon I also want to buy a bike in instalment But i have no idea plz guyd me
By on 03-05-2016
Dear all,

Can i have ask about more then more system of loan thats why i am still working in Dubai privet sector have a good salary so can i proceed for this loan? If, yes please let me know earlist...because i wanna be buy a new Pulsar 220.
By on 07-05-2016
R15 laine h old model m stalment par kam s kam kitne daun payment karni h
By on 14-06-2016
i want 200rs peeche model girl k sath kitne ki hogi please i can pay any amount
By on 22-07-2016
Mai Ktm 390 Duke Lani hai iss ka price 160000 hai Oct 2014 km run is 16000 financial krwa do DL number hai
By on 24-07-2016
Likes
By on 03-08-2016
Mujhe royal enfiled thunder leni hai humko emi pe mil jayegi kya
By on 03-08-2016
Pulsar 150 new lena hai DP 15000 bharna hai mil jayega
By on 20-08-2016
May istalment may bike lay Saktha hu advance 15.000 thoundents day soktha hu 3 yers ek Monthes may 15.00 plz reply me
By on 02-09-2016
I need 40000/- finance to buy secondhand duke 200 .... waiting for ur reply.. prasanjitsaikia280@gmail.com
By on 16-09-2016
install ment me bike chahiye
By on 13-10-2016